:root {
  --ink: #14201f;
  --muted: #5a6768;
  --paper: #f7f4ee;
  --white: #fffdf8;
  --teal: #0d5a5a;
  --blue: #18385f;
  --gold: #b98935;
  --green: #6c8a59;
  --rose: #8f4c48;
  --line: rgba(20, 32, 31, 0.14);
  --shadow: 0 24px 80px rgba(14, 30, 28, 0.17);
  --soft: #eef3ef;
  --night: #101918;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--ink);
  background: var(--paper);
  letter-spacing: 0;
}
body::selection { background: var(--gold); color: #1b1305; }
a { color: inherit; text-decoration: none; }
button, input, select { font: inherit; }

.topbar {
  position: sticky;
  top: 0;
  z-index: 20;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding: 14px clamp(16px, 4vw, 56px);
  background: rgba(255, 253, 248, 0.92);
  border-bottom: 1px solid var(--line);
  backdrop-filter: blur(16px);
}
.brand { display: flex; align-items: center; gap: 12px; min-width: 210px; }
.brand-mark {
  display: grid;
  place-items: center;
  width: 42px;
  height: 42px;
  border-radius: 8px;
  background: linear-gradient(135deg, var(--teal), var(--gold));
  color: white;
  font-weight: 800;
}
.brand-logo {
  position: relative;
  overflow: hidden;
  letter-spacing: 0;
}
.brand-logo::after {
  content: "";
  position: absolute;
  inset: 6px;
  border: 1px solid rgba(255,255,255,0.38);
  border-radius: 6px;
}
.brand small { display: block; color: var(--muted); font-size: 12px; margin-top: 2px; }
.nav { display: flex; flex-wrap: wrap; justify-content: center; gap: 18px; font-size: 14px; color: #344747; }
.nav a:hover { color: var(--teal); }
.nav-cta, .cta-grid a, button {
  border: 0;
  border-radius: 8px;
  background: var(--teal);
  color: white;
  padding: 11px 15px;
  font-weight: 750;
  cursor: pointer;
  transition: transform 180ms ease, box-shadow 180ms ease, background 180ms ease;
}
.nav-cta:hover, .cta-grid a:hover, button:hover { transform: translateY(-2px); box-shadow: 0 12px 28px rgba(13,90,90,0.22); }

.hero {
  position: relative;
  min-height: 88vh;
  display: grid;
  grid-template-columns: minmax(0, 1.2fr) minmax(320px, 0.55fr);
  align-items: end;
  gap: 32px;
  padding: 92px clamp(16px, 5vw, 72px) 48px;
  overflow: hidden;
}
.hero::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0;
  height: 18%;
  background: linear-gradient(180deg, transparent, #172624);
  pointer-events: none;
}
.hero-bg {
  position: absolute;
  inset: 0;
  background-image: url("hero-business-rescue.png");
  background-size: cover;
  background-position: center;
  transform: scale(1.02);
}
.hero-overlay {
  position: absolute;
  inset: 0;
  background:
    linear-gradient(90deg, rgba(10, 24, 24, 0.88), rgba(10, 24, 24, 0.54) 48%, rgba(10, 24, 24, 0.18)),
    linear-gradient(180deg, rgba(10, 24, 24, 0.15), rgba(10, 24, 24, 0.62));
}
.hero-content, .hero-panel { position: relative; z-index: 1; }
.eyebrow, .section-head span, .section-kicker {
  color: var(--gold);
  font-size: 13px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0;
}
.hero h1 {
  max-width: 980px;
  margin: 16px 0 20px;
  color: white;
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(44px, 7vw, 88px);
  line-height: 0.98;
  letter-spacing: 0;
}
.hero p { max-width: 760px; color: rgba(255,255,255,0.87); font-size: clamp(17px, 2vw, 21px); line-height: 1.55; }
.cta-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  max-width: 900px;
  margin-top: 28px;
}
.cta-grid a { background: rgba(255,253,248,0.12); border: 1px solid rgba(255,255,255,0.26); color: white; }
.cta-grid a:first-child, .cta-grid a:nth-child(4) { background: var(--gold); color: #18140b; border-color: var(--gold); }
.hero-panel {
  align-self: end;
  padding: 20px;
  background: rgba(255,253,248,0.92);
  border: 1px solid rgba(255,255,255,0.4);
  border-radius: 8px;
  box-shadow: var(--shadow);
  animation: riseIn 700ms ease both 200ms;
}
.panel-head { display: flex; justify-content: space-between; align-items: center; margin-bottom: 14px; }
.panel-head strong { color: var(--green); }
.case-list { display: grid; gap: 12px; }
.case-list div { padding: 12px; background: white; border: 1px solid var(--line); border-radius: 8px; }
.case-list span { display: block; color: var(--muted); font-size: 13px; margin-top: 4px; }
.trust-strip {
  position: relative;
  z-index: 2;
  grid-column: 1 / -1;
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 1px;
  margin-top: 28px;
  border: 1px solid rgba(255,255,255,0.18);
  background: rgba(255,255,255,0.16);
  border-radius: 8px;
  overflow: hidden;
  backdrop-filter: blur(18px);
}
.trust-strip span {
  padding: 16px 14px;
  color: rgba(255,255,255,0.88);
  background: rgba(12, 26, 25, 0.42);
  font-size: 13px;
  font-weight: 800;
  text-align: center;
}

.band { padding: 76px clamp(16px, 5vw, 72px); background: var(--white); }
.band.light { background: #eef3ef; }
.intro-band { background: #172624; color: white; }
.strategy-band {
  background:
    linear-gradient(135deg, rgba(13,90,90,0.07), rgba(185,137,53,0.08)),
    var(--white);
}
.section-head { max-width: 920px; margin: 0 auto 34px; text-align: center; }
.section-head h2, .split h2, .final-band h2, .compliance h2 {
  margin: 8px 0 12px;
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(31px, 4.8vw, 56px);
  line-height: 1.04;
  letter-spacing: 0;
}
.section-head p, .split p, .final-band p { color: var(--muted); line-height: 1.65; font-size: 17px; }
.intro-band .section-head p, .intro-band .section-head h2 { color: white; }

.journey-grid, .feature-grid, .tiles, .course-grid, .resource-grid, .landing-grid, .metric-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 16px;
}
.card, .tile, .resource-card, .course, .metric, .flow-card, .deal-room, .dash-panel, .assessment, .expert-panel, .chatbot, .lead-form {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 8px;
  box-shadow: 0 12px 36px rgba(16, 36, 34, 0.08);
}
.intro-band .card { background: rgba(255,255,255,0.08); border-color: rgba(255,255,255,0.16); color: white; }
.card, .tile, .resource-card, .course, .metric { padding: 18px; }
.card, .tile, .resource-card, .course, .metric, .flow-card, .deal-room, .dash-panel, .assessment, .expert-panel, .chatbot, .lead-form {
  transition: transform 180ms ease, border-color 180ms ease, box-shadow 180ms ease;
}
.card:hover, .tile:hover, .resource-card:hover, .course:hover, .metric:hover, .flow-card:hover, .deal-room:hover {
  transform: translateY(-4px);
  border-color: rgba(185,137,53,0.35);
  box-shadow: 0 22px 58px rgba(16,36,34,0.13);
}
.card h3, .tile h3, .resource-card h3, .course h3 { margin: 0 0 10px; font-size: 18px; }
.card p, .tile p, .course p, .resource-card p { margin: 0; color: var(--muted); line-height: 1.55; font-size: 14px; }
.intro-band .card p { color: rgba(255,255,255,0.72); }

.split {
  display: grid;
  grid-template-columns: minmax(0, 0.95fr) minmax(320px, 0.75fr);
  gap: 34px;
  align-items: start;
}
.persona-shell {
  display: grid;
  grid-template-columns: 270px minmax(0, 1fr);
  gap: 18px;
  max-width: 1180px;
  margin: 0 auto;
}
.persona-tabs {
  display: grid;
  gap: 8px;
}
.persona-tabs button {
  background: var(--white);
  color: var(--ink);
  border: 1px solid var(--line);
  text-align: left;
}
.persona-tabs button.active {
  background: var(--night);
  color: white;
}
.persona-view {
  min-height: 360px;
  padding: 26px;
  border-radius: 8px;
  border: 1px solid var(--line);
  background:
    linear-gradient(135deg, rgba(255,253,248,0.95), rgba(238,243,239,0.92)),
    var(--white);
  box-shadow: var(--shadow);
}
.persona-view h3 { margin: 0 0 10px; font-size: clamp(26px, 3vw, 42px); font-family: Georgia, "Times New Roman", serif; }
.persona-view p { color: var(--muted); line-height: 1.6; max-width: 760px; }
.persona-flow { display: grid; grid-template-columns: repeat(4, 1fr); gap: 10px; margin-top: 22px; }
.persona-flow span {
  min-height: 86px;
  padding: 14px;
  border-radius: 8px;
  color: white;
  background: linear-gradient(135deg, var(--teal), var(--blue));
  display: flex;
  align-items: end;
  font-weight: 800;
}
.steps { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 24px; }
.steps span, .pipeline span {
  padding: 10px 12px;
  border-radius: 8px;
  border: 1px solid var(--line);
  background: white;
  color: var(--teal);
  font-weight: 800;
  font-size: 13px;
}
.assessment, .lead-form { padding: 20px; display: grid; gap: 14px; }
label { display: grid; gap: 7px; color: #405253; font-size: 13px; font-weight: 750; }
input, select {
  min-height: 44px;
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 10px 12px;
  background: white;
  color: var(--ink);
}
output, .disclaimer {
  display: block;
  padding: 14px;
  border-radius: 8px;
  background: #fff7e7;
  border: 1px solid rgba(185, 137, 53, 0.3);
  color: #5a4219;
  line-height: 1.55;
}

.ma-board { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.flow-card, .deal-room { padding: 20px; }
.deal-room { grid-column: 1 / -1; }
.dark-room {
  color: white;
  background:
    linear-gradient(135deg, rgba(16,25,24,0.96), rgba(24,56,95,0.92)),
    var(--night);
}
.control-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 10px;
  margin-top: 14px;
}
.control-grid span {
  padding: 13px;
  border: 1px solid rgba(255,255,255,0.16);
  border-radius: 8px;
  background: rgba(255,255,255,0.08);
}
.field-chip {
  display: inline-flex;
  margin: 5px;
  padding: 8px 10px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: #f8faf8;
  color: #2e4646;
  font-size: 13px;
}
.pipeline { display: grid; grid-template-columns: repeat(6, 1fr); gap: 8px; margin: 14px 0; }
.resource-tools { max-width: 680px; margin: 0 auto 22px; }
.resource-tools input { width: 100%; }
.resource-card a {
  display: inline-flex;
  margin-top: 12px;
  color: var(--teal);
  font-weight: 800;
}
.course .tag, .metric span {
  display: inline-block;
  color: var(--rose);
  font-size: 12px;
  font-weight: 800;
  margin-bottom: 10px;
}
.expert-toolbar { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 16px; }
.expert-toolbar button { background: var(--blue); }
.expert-panel { padding: 18px; }
.expert-row {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 10px;
  align-items: center;
  padding: 13px;
  border-top: 1px solid var(--line);
}
.expert-row small { color: var(--muted); }
.chatbot { padding: 18px; }
.bot-window { min-height: 270px; display: grid; align-content: start; gap: 10px; }
.message { padding: 12px; border-radius: 8px; background: #f1f6f5; line-height: 1.45; }
.message.user { margin-left: 40px; background: var(--teal); color: white; }
.bot-actions { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 14px; }
.bot-actions button { background: var(--gold); color: #20180c; }
.dashboard { display: grid; grid-template-columns: 1.1fr 0.9fr; gap: 16px; }
.metric-grid { grid-template-columns: repeat(4, 1fr); grid-column: 1 / -1; }
.metric strong { display: block; font-size: 25px; }
.bar { margin: 12px 0; }
.bar-label { display: flex; justify-content: space-between; margin-bottom: 5px; font-size: 13px; }
.bar-track { height: 10px; background: #e1e8e5; border-radius: 8px; overflow: hidden; }
.bar-fill { height: 100%; background: linear-gradient(90deg, var(--teal), var(--gold)); }
.dash-panel { padding: 20px; }
.dash-panel li { margin: 10px 0; color: var(--muted); }
.command-panel { grid-column: span 1; }
.role-matrix {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 8px;
}
.role-matrix div {
  padding: 12px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: #f8faf8;
}
.role-matrix b { display: block; color: var(--teal); margin-bottom: 5px; }
.globe-panel {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
}
.orbit-card {
  min-height: 120px;
  display: flex;
  align-items: end;
  padding: 16px;
  border-radius: 8px;
  color: white;
  font-weight: 850;
  background:
    radial-gradient(circle at top right, rgba(185,137,53,0.75), transparent 36%),
    linear-gradient(135deg, var(--teal), var(--night));
  box-shadow: var(--shadow);
}
.architecture-map {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
}
.architecture-map div {
  min-height: 150px;
  padding: 18px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--white);
  box-shadow: 0 12px 36px rgba(16,36,34,0.08);
}
.architecture-map b { display: block; font-size: 20px; margin-bottom: 12px; }
.architecture-map span { color: var(--muted); line-height: 1.55; }
.proof-band {
  color: white;
  background:
    linear-gradient(135deg, rgba(16,25,24,0.96), rgba(13,90,90,0.9)),
    var(--night);
}
.proof-band .section-head h2, .proof-band .section-head p { color: white; }
.story-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}
.story-grid article {
  min-height: 260px;
  padding: 22px;
  border: 1px solid rgba(255,255,255,0.15);
  border-radius: 8px;
  background:
    linear-gradient(180deg, rgba(255,255,255,0.12), rgba(255,255,255,0.05));
}
.story-grid b { color: var(--gold); }
.story-grid h3 { font-family: Georgia, "Times New Roman", serif; font-size: 28px; line-height: 1.05; }
.story-grid p { color: rgba(255,255,255,0.74); line-height: 1.6; }
.final-band {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(320px, 0.65fr);
  gap: 32px;
  align-items: center;
  background: #143735;
  color: white;
}
.final-band p, .final-band small { color: rgba(255,255,255,0.76); }
.compliance { padding: 42px clamp(16px, 5vw, 72px); background: #101918; color: white; }
.compliance-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 12px; }
.compliance-item { padding: 14px; border: 1px solid rgba(255,255,255,0.13); border-radius: 8px; color: rgba(255,255,255,0.78); }
footer {
  display: flex;
  flex-wrap: wrap;
  gap: 18px;
  justify-content: space-between;
  padding: 24px clamp(16px, 5vw, 72px);
  background: #081210;
  color: rgba(255,255,255,0.74);
}
footer strong, footer a { color: white; }
.floating-whatsapp {
  position: fixed;
  right: 18px;
  bottom: 18px;
  z-index: 30;
  padding: 13px 16px;
  border-radius: 8px;
  background: var(--gold);
  color: #171109;
  font-weight: 850;
  box-shadow: var(--shadow);
}
.legal-page {
  max-width: 980px;
  margin: 0 auto;
  padding: 82px 20px;
}
.legal-page h1 {
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(38px, 7vw, 72px);
  line-height: 1;
}
.legal-page section { margin: 30px 0; padding: 22px; background: var(--white); border: 1px solid var(--line); border-radius: 8px; }
.legal-page p, .legal-page li { color: var(--muted); line-height: 1.65; }
.portal-body {
  background:
    linear-gradient(180deg, #0c1514 0, #152523 360px, var(--soft) 360px),
    var(--soft);
}
.portal-topbar {
  position: sticky;
  top: 0;
  z-index: 40;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  padding: 13px clamp(16px, 4vw, 56px);
  border-bottom: 1px solid rgba(255,255,255,0.12);
  background: rgba(12,21,20,0.9);
  backdrop-filter: blur(18px);
}
.portal-topbar .brand strong, .portal-topbar .nav a { color: white; }
.portal-topbar .brand small { color: rgba(255,255,255,0.65); }
.portal-hero {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 360px;
  gap: 24px;
  align-items: end;
  padding: 70px clamp(16px, 5vw, 72px) 36px;
  color: white;
}
.portal-hero h1 {
  max-width: 980px;
  margin: 12px 0 16px;
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(42px, 7vw, 86px);
  line-height: 0.98;
}
.portal-hero p { max-width: 820px; color: rgba(255,255,255,0.76); font-size: 18px; line-height: 1.62; }
.portal-score-card {
  padding: 24px;
  border: 1px solid rgba(255,255,255,0.16);
  border-radius: 8px;
  background:
    radial-gradient(circle at top right, rgba(185,137,53,0.45), transparent 36%),
    rgba(255,255,255,0.08);
  box-shadow: var(--shadow);
}
.portal-score-card span { color: var(--gold); font-weight: 850; text-transform: uppercase; font-size: 12px; }
.portal-score-card strong { display: block; font-size: 72px; line-height: 1; margin-top: 10px; }
.portal-score-card p { font-size: 14px; }
.score-ring {
  width: 118px;
  height: 118px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  margin-top: 18px;
  background:
    radial-gradient(circle, #14201f 58%, transparent 59%),
    conic-gradient(var(--gold) 0 72%, rgba(255,255,255,0.16) 72% 100%);
}
.score-ring span { color: white; font-size: 19px; }
.portal-layout {
  display: grid;
  grid-template-columns: 250px minmax(0, 1fr);
  gap: 18px;
  padding: 0 clamp(16px, 5vw, 72px) 72px;
  align-items: start;
}
.portal-sidebar {
  position: sticky;
  top: 82px;
  display: grid;
  gap: 7px;
  padding: 14px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: rgba(255,253,248,0.9);
  box-shadow: 0 18px 44px rgba(16,36,34,0.12);
}
.portal-sidebar a {
  padding: 11px 12px;
  border-radius: 8px;
  color: #294241;
  font-weight: 800;
}
.portal-sidebar a:hover { background: #e5eee9; color: var(--teal); }
.portal-main { display: grid; gap: 18px; }
.app-panel {
  padding: 24px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--white);
  box-shadow: 0 18px 44px rgba(16,36,34,0.1);
}
.panel-title {
  display: flex;
  justify-content: space-between;
  gap: 20px;
  align-items: start;
  margin-bottom: 20px;
}
.panel-title h2 {
  margin: 6px 0 8px;
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(28px, 4vw, 48px);
  line-height: 1.03;
}
.panel-title p { margin: 0; color: var(--muted); line-height: 1.55; max-width: 850px; }
.profile-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 13px;
}
.profile-grid .wide { grid-column: 1 / -1; }
.upload-list {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 14px;
  color: var(--muted);
}
.upload-list span {
  padding: 9px 10px;
  border-radius: 8px;
  border: 1px solid var(--line);
  background: var(--soft);
}
.eligibility-grid, .ma-kpi-grid, .loan-grid, .scheme-grid, .vdr-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
}
.result-card, .scheme-card, .loan-card, .ma-kpi-grid div, .vdr-grid div {
  padding: 18px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: #fbfcf8;
}
.result-card span, .ma-kpi-grid span, .scheme-card span {
  display: block;
  color: var(--rose);
  font-size: 12px;
  font-weight: 850;
  text-transform: uppercase;
  margin-bottom: 8px;
}
.result-card strong { display: block; font-size: 28px; margin-bottom: 8px; }
.result-card p, .scheme-card p, .loan-card p, .vdr-grid span, .ma-kpi-grid p { color: var(--muted); line-height: 1.55; }
.scheme-card h3, .loan-card h3 { margin: 8px 0 10px; }
.scheme-card a, .loan-card a, .official-link-grid a, .recommend-card {
  display: inline-flex;
  margin-top: 10px;
  font-weight: 850;
  color: var(--teal);
}
.recommendations {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 10px;
  margin-top: 14px;
}
.recommend-card {
  display: grid;
  gap: 6px;
  padding: 14px;
  border-radius: 8px;
  border: 1px solid rgba(13,90,90,0.2);
  background: #eff7f4;
}
.recommend-card span { color: var(--muted); font-weight: 650; }
.ma-premium {
  color: white;
  background:
    radial-gradient(circle at top right, rgba(185,137,53,0.26), transparent 32%),
    linear-gradient(135deg, #101918, #173a39);
}
.ma-premium .panel-title p { color: rgba(255,255,255,0.72); }
.deal-stages {
  display: grid;
  grid-template-columns: repeat(7, 1fr);
  gap: 8px;
  margin-bottom: 14px;
}
.deal-stages button {
  background: rgba(255,255,255,0.1);
  border: 1px solid rgba(255,255,255,0.16);
}
.teaser-output {
  min-height: 150px;
  padding: 18px;
  border: 1px solid rgba(255,255,255,0.16);
  border-radius: 8px;
  background: rgba(255,255,255,0.08);
  line-height: 1.6;
}
.ma-kpi-grid { margin-top: 14px; }
.ma-kpi-grid div {
  color: var(--ink);
  background: rgba(255,253,248,0.94);
}
.official-link-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 10px;
}
.official-link-grid a {
  padding: 12px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--soft);
}
.bank-ready-panel {
  background:
    radial-gradient(circle at top right, rgba(185,137,53,0.16), transparent 30%),
    var(--white);
}
.bank-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
}
.bank-grid article {
  min-height: 180px;
  padding: 18px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background:
    linear-gradient(180deg, rgba(255,253,248,0.95), rgba(238,243,239,0.86));
}
.bank-grid b { display: block; font-size: 20px; margin-bottom: 10px; color: var(--teal); }
.bank-grid span { color: var(--muted); line-height: 1.55; }
.cms-pill-list {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin: 20px 0;
}
.cms-pill-list span, .keyword-cloud span {
  display: inline-flex;
  padding: 10px 12px;
  border: 1px solid rgba(13,90,90,0.22);
  border-radius: 8px;
  background: #eff7f4;
  color: var(--teal);
  font-weight: 800;
}
.cms-feature-grid { margin-top: 20px; }
.admin-shell textarea {
  width: 100%;
  min-height: 96px;
  resize: vertical;
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 12px;
  background: white;
  color: var(--ink);
}
.admin-hero { padding-bottom: 20px; }
.admin-layout { padding-top: 0; }
.admin-list {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
}
.keyword-cloud {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 14px;
}
.reveal { opacity: 0; transform: translateY(18px); transition: opacity 600ms ease, transform 600ms ease; }
.reveal.visible { opacity: 1; transform: translateY(0); }
@keyframes riseIn {
  from { opacity: 0; transform: translateY(18px); }
  to { opacity: 1; transform: translateY(0); }
}

@media (max-width: 1060px) {
  .nav { display: none; }
  .hero, .split, .final-band { grid-template-columns: 1fr; }
  .hero-panel { max-width: 620px; }
  .journey-grid, .feature-grid, .tiles, .course-grid, .resource-grid, .landing-grid, .metric-grid, .compliance-grid, .architecture-map, .story-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .dashboard, .ma-board { grid-template-columns: 1fr; }
  .persona-shell { grid-template-columns: 1fr; }
  .persona-tabs { grid-template-columns: repeat(2, 1fr); }
  .trust-strip { grid-template-columns: repeat(2, 1fr); }
  .portal-hero, .portal-layout { grid-template-columns: 1fr; }
  .portal-sidebar { position: static; grid-template-columns: repeat(2, 1fr); }
  .profile-grid, .eligibility-grid, .ma-kpi-grid, .loan-grid, .scheme-grid, .vdr-grid, .official-link-grid, .recommendations, .bank-grid, .admin-list { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .deal-stages { grid-template-columns: repeat(3, 1fr); }
}
@media (max-width: 620px) {
  .topbar { align-items: flex-start; }
  .nav-cta { display: none; }
  .hero { padding-top: 70px; min-height: 92vh; }
  .hero h1 { font-size: 42px; }
  .journey-grid, .feature-grid, .tiles, .course-grid, .resource-grid, .landing-grid, .metric-grid, .compliance-grid, .architecture-map, .story-grid, .control-grid, .persona-flow, .role-matrix, .globe-panel { grid-template-columns: 1fr; }
  .pipeline { grid-template-columns: 1fr 1fr; }
  .cta-grid a { width: 100%; text-align: center; }
  .persona-tabs { grid-template-columns: 1fr; }
  .trust-strip { grid-template-columns: 1fr; }
  .floating-whatsapp { left: 14px; right: 14px; text-align: center; }
  .portal-topbar .nav { display: none; }
  .portal-hero { padding-top: 44px; }
  .portal-sidebar, .profile-grid, .eligibility-grid, .ma-kpi-grid, .loan-grid, .scheme-grid, .vdr-grid, .official-link-grid, .recommendations, .deal-stages, .bank-grid, .admin-list { grid-template-columns: 1fr; }
  .panel-title { display: grid; }
}